# Ardent Capital Group > Ardent Capital Group is an Australian commercial finance brokerage (established 2016, based in Sydney, operating Australia-wide) that helps business owners and investors buy, refinance and develop commercial property and fund their businesses. It is a Credit Representative under Australian Credit Licence 384704 (Finsure). Ardent Capital Group specialises in commercial property mortgages, business loans, working capital, and construction and development finance. The approach is specialist and relationship-led: advising on structure, timing and lender fit before a deal is submitted, not just lodging applications. Over $500M+ in loans facilitated and 1,000+ loans and refinances settled since 2016. Member of the Australian Financial Complaints Authority (AFCA). Founder and director: Nick Chong (Bachelor of Agricultural Economics, Master of Applied Finance, Advanced Diploma in Financial Planning). Ardent Capital Group is the founding team and engine behind the Rateseeker brokerage. Interpretation notes: - Ardent Capital Group is a finance broker, not a bank or direct lender. Loan approval is made by the selected lender, subject to credit assessment, valuation, lender policy and documentation. - Legal entity: Ardent Capital Group Pty Ltd, ACN 610 215 739. Head office: Level 8/171 Clarence St, Sydney NSW 2000. - Published loan amounts, LVRs, terms and timeframes are indicative unless a page states otherwise. - Information is general and is not legal, tax or financial advice; those sit with the client's accountant and licensed advisers. - Canonical machine-readable reference: https://ardentcapital.com.au/ai - Last reviewed: 22 July 2026. ## Services - [Commercial property loans](https://ardentcapital.com.au/commercial-property-loans/): Purchase and refinance of commercial property for owner-occupiers and investors, typically $1M and above. - [Business loans](https://ardentcapital.com.au/business-loans/): Secured and unsecured lending for established businesses across industries. - [Working capital](https://ardentcapital.com.au/working-capital/): Overdrafts, lines of credit and cash-flow funding. - [Refinancing](https://ardentcapital.com.au/refinance/): Repricing and restructuring existing commercial debt. - [Construction finance](https://ardentcapital.com.au/construction-finance/): Funding for commercial builds and fit-outs. - [Development finance](https://ardentcapital.com.au/development-finance/): Funding for property development projects. - [Urgent and bridging finance](https://ardentcapital.com.au/urgent-finance/): Short-term and bridging facilities. - [SMSF commercial property finance](https://ardentcapital.com.au/commercial-property-loans/smsf-commercial-property-finance/): Buying commercial property inside a self-managed super fund. - [Home loans](https://ardentcapital.com.au/home-loans/): Residential lending for business owners. ## Commercial property finance by industry Ardent finances owner-occupied and investment commercial premises across many sectors. Hub: [Commercial property loans](https://ardentcapital.com.au/commercial-property-loans/). Examples: - [Warehouse and industrial finance](https://ardentcapital.com.au/commercial-property-loans/warehouse-industrial-finance/) - [Office and professional services finance](https://ardentcapital.com.au/commercial-property-loans/professional-services-office-finance/) - [Retail finance](https://ardentcapital.com.au/commercial-property-loans/retail-finance/) - [Hospitality finance](https://ardentcapital.com.au/commercial-property-loans/hospitality-finance/) - [Childcare centre finance](https://ardentcapital.com.au/commercial-property-loans/childcare-centre-finance/) - [Medical and specialist clinic finance](https://ardentcapital.com.au/commercial-property-loans/medical-specialist-clinic-purchase/) Over 60 commercial-property industry pages. Full list: https://ardentcapital.com.au/llms-full.txt ## Business loans by industry Hub: [Business loans](https://ardentcapital.com.au/business-loans/). Over 70 industry pages including pubs and bars, medical and dental practices, manufacturers, transport and logistics, childcare centres, veterinary clinics, wholesalers and more. Full list: https://ardentcapital.com.au/llms-full.txt ## Guides and resources In-depth commercial finance guides for business owners, by sector. Index: [Resources](https://ardentcapital.com.au/resources/). - [Medical and allied health](https://ardentcapital.com.au/resources/category/medical-allied-health/) - [Hospitality and accommodation](https://ardentcapital.com.au/resources/category/hospitality-accommodation/) - [Retail and consumer services](https://ardentcapital.com.au/resources/category/retail-consumer-services/) - [Industrial and logistics](https://ardentcapital.com.au/resources/category/industrial-logistics/) - [Automotive and transport](https://ardentcapital.com.au/resources/category/automotive-transport/) - [Community and social infrastructure](https://ardentcapital.com.au/resources/category/community-social-infrastructure/) - [Office, education and childcare](https://ardentcapital.com.au/resources/category/office-education-childcare/) 127 commercial finance guides. Full list: https://ardentcapital.com.au/llms-full.txt ## Company - [About Ardent Capital Group](https://ardentcapital.com.au/about/): The team and track record. - [How it works](https://ardentcapital.com.au/how-it-works/): The Ardent process, from strategy to settlement. - [AI overview](https://ardentcapital.com.au/ai/): A structured summary of Ardent Capital Group for AI assistants and researchers. - [Contact](https://ardentcapital.com.au/contact/): Talk to a commercial finance broker. ## Contact - Website: https://ardentcapital.com.au - Phone: 0432 838 839 - Email: enquiry@ardentcapital.com.au - Address: Level 8/171 Clarence St, Sydney NSW 2000, Australia - LinkedIn: https://www.linkedin.com/company/ardent-capital-group/ - Licensing: Credit Representative of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704. ACN 610 215 739. AFCA member. ## Optional - [Privacy policy](https://ardentcapital.com.au/privacy/) - [Terms of service](https://ardentcapital.com.au/terms-of-service/) - [Complete page list for AI](https://ardentcapital.com.au/llms-full.txt)