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Ardent Capital GroupArdent Capital Group
Excellent★★★★★ · Google reviews

Ardent Capital Group

Your property finance partner at every stage

1,000+

loans settled

$2B+

funded

60+

lenders

Ardent Capital Group is a Sydney-based finance brokerage and a team of property finance specialists. Since 2016 we have helped business owners and investors across Australia buy, refinance and develop commercial property. We arrange the commercial finance that supports it, with honest guidance and a structure built to fit.

HOW WE WORK

The Ardent method

Execution & strategy

We engineer outcomes, not just approvals: the right lender, the right structure, the right timing. Strategy and execution is where our expertise thrives.

Clear advice for smart lending

Straight advice that helps you borrow smart and decide with confidence.

Wealth creation

Finance is the tool, not the goal. We structure today's deal to build toward where you want to be tomorrow. Our team continues to support you after settlement.

1,000+

Loans and refinances settled since 2016

Nearly a decade structuring commercial finance for business owners and investors right across Australia.

$2B+

In loans facilitated

From owner-occupier premises to construction funding: sourced, structured, and settled.

Access to over 60+ banks and non-banks

  • ANZ
  • Bankwest
  • Bluestone
  • Bank of Queensland
  • Commonwealth Bank
  • Firstmac
  • ING
  • Macquarie
  • NAB
  • Pepper Money
  • Suncorp Bank
  • Thinktank

From the director

We prioritise clear advice and lasting relationships above all else.

As a business owner for many years, I know how hard it is to build something from the ground up. That's why we focus on longevity and sustained growth through finance. Many of our clients started as small sole traders and have grown into serious operators with big teams. That's what matters to us.

Our business is built around what our clients need and want. We put the right specialists in front of you to deliver expert support and genuine service, and our network reaches well beyond finance and wealth creation.

We project manage the other parts of your finance and property purchase too, drawing on deep relationships with trusted conveyancing, accounting, buyer's agent and realty professionals. That lets us focus on giving you quality, strategic finance guidance.

We are based in Sydney and operate Australia-wide. Our team of 10 brokers has facilitated over 1,000 loans since the company's inception.

We get into the detail of your situation, what you own, what you earn, where you want to be, and structure finance that actually fits.

Nick Chong

Nick Chong

Director & Founder

Founded Ardent Capital in 2016 after more than a decade in financial planning and mortgage broking. His economics background, and years spent training and managing brokers, means he approaches every deal with both strategy and rigour. Bachelor of Agricultural Economics, Master of Applied Finance, Advanced Diploma in Financial Planning.

The Buyers Edge Podcast with Nick Chong

Meet the Ardent team

  • Nick Chong

    Nick Chong

    Director & Founder

  • Holly Brogan

    Holly Brogan

    Mortgage Specialist

  • Jason Chong

    Jason Chong

    Mortgage Specialist

  • Kevin Nguyen

    Kevin Nguyen

    Senior Mortgage Adviser

  • April Zapf

    April Zapf

    Broker Support Officer

  • David Le

    David Le

    Senior Mortgage Adviser

  • Sean Tang

    Sean Tang

    Senior Mortgage Adviser

  • John Zapf

    Credit Analyst

  • Chris Makomaski

    Chris Makomaski

    Strategic Consultant

  • Timothy Lou

    Timothy Lou

    Project Solutions Manager

What our clients say

“Experts in the field, genuinely supportive”

Jason walked us through step by step to successfully get our first home. Fast turnaround times and open communication throughout…

JW
Jason W

“Fantastic help on a complex deal”

Jason helped me and my partner purchase my first investment property, working through complex situations with multiple vendors…

DC
Daniel Csillag

“The best broker I have ever worked with”

Always available, always fitting around my schedule, late into the evening, and always with a smile. The hardest working man in the industry…

OK
Owen Kang

“Strategic thinking on a commercial deal”

Nick is highly strategic, and highlighted a structure that other brokers I spoke to didn’t even know of…

P
Priscilla

“A clear picture of the market”

Dealing or confiding with Nick and his team in commercial or residential lending will give you a clear picture on the current market…

SS
Samuel Sitthidah

“Experts in the field, genuinely supportive”

Jason walked us through step by step to successfully get our first home. Fast turnaround times and open communication throughout…

JW
Jason W

“Fantastic help on a complex deal”

Jason helped me and my partner purchase my first investment property, working through complex situations with multiple vendors…

DC
Daniel Csillag

“The best broker I have ever worked with”

Always available, always fitting around my schedule, late into the evening, and always with a smile. The hardest working man in the industry…

OK
Owen Kang

“Strategic thinking on a commercial deal”

Nick is highly strategic, and highlighted a structure that other brokers I spoke to didn’t even know of…

P
Priscilla

“A clear picture of the market”

Dealing or confiding with Nick and his team in commercial or residential lending will give you a clear picture on the current market…

SS
Samuel Sitthidah

“Experts in the field, genuinely supportive”

Jason walked us through step by step to successfully get our first home. Fast turnaround times and open communication throughout…

JW
Jason W

“Fantastic help on a complex deal”

Jason helped me and my partner purchase my first investment property, working through complex situations with multiple vendors…

DC
Daniel Csillag

“The best broker I have ever worked with”

Always available, always fitting around my schedule, late into the evening, and always with a smile. The hardest working man in the industry…

OK
Owen Kang

“Strategic thinking on a commercial deal”

Nick is highly strategic, and highlighted a structure that other brokers I spoke to didn’t even know of…

P
Priscilla

“A clear picture of the market”

Dealing or confiding with Nick and his team in commercial or residential lending will give you a clear picture on the current market…

SS
Samuel Sitthidah

“Tireless work on a complex case”

Despite our complex case, they worked tirelessly to ensure it was a smooth and stress-free process for us…

WD
Will D

“I have found my staple broker”

I’ve used a few brokers in the past but have now found my staple. Thanks to Nick, Jason and the Team, love your work!

B
Ben

“Asked what I needed, not what suits them”

Nick and the team made me feel at ease, guided me through the process, and really asked what it is that I needed rather than what benefits them…

LP
Lennard Pangilinan

“Straight answers, and things get done”

Nick doesn’t beat around the bush, is flexible enough to work after hours, and gets things done, when he says they will be done…

BN
Ben N

“If I could give 6 stars I would”

They made the whole process so seamless. Nick and Jason are always only a phone call or email away, and true to their word…

KS
Klia S

“A better deal, even at their own cost”

Super responsive, answered all my questions. Found me an even better deal halfway through the process even though it meant more rework for them…

OC
Oscar Cai

“Tireless work on a complex case”

Despite our complex case, they worked tirelessly to ensure it was a smooth and stress-free process for us…

WD
Will D

“I have found my staple broker”

I’ve used a few brokers in the past but have now found my staple. Thanks to Nick, Jason and the Team, love your work!

B
Ben

“Asked what I needed, not what suits them”

Nick and the team made me feel at ease, guided me through the process, and really asked what it is that I needed rather than what benefits them…

LP
Lennard Pangilinan

“Straight answers, and things get done”

Nick doesn’t beat around the bush, is flexible enough to work after hours, and gets things done, when he says they will be done…

BN
Ben N

“If I could give 6 stars I would”

They made the whole process so seamless. Nick and Jason are always only a phone call or email away, and true to their word…

KS
Klia S

“A better deal, even at their own cost”

Super responsive, answered all my questions. Found me an even better deal halfway through the process even though it meant more rework for them…

OC
Oscar Cai

“Tireless work on a complex case”

Despite our complex case, they worked tirelessly to ensure it was a smooth and stress-free process for us…

WD
Will D

“I have found my staple broker”

I’ve used a few brokers in the past but have now found my staple. Thanks to Nick, Jason and the Team, love your work!

B
Ben

“Asked what I needed, not what suits them”

Nick and the team made me feel at ease, guided me through the process, and really asked what it is that I needed rather than what benefits them…

LP
Lennard Pangilinan

“Straight answers, and things get done”

Nick doesn’t beat around the bush, is flexible enough to work after hours, and gets things done, when he says they will be done…

BN
Ben N

“If I could give 6 stars I would”

They made the whole process so seamless. Nick and Jason are always only a phone call or email away, and true to their word…

KS
Klia S

“A better deal, even at their own cost”

Super responsive, answered all my questions. Found me an even better deal halfway through the process even though it meant more rework for them…

OC
Oscar Cai

Tailored finance solutions

Nick Chong

Ardent Capital Team

Typically replies within a few hours

Ardent Capital Team

Ardent Capital
Welcome to Ardent Capital.

If you need any help, please don't hesitate to reach out.

Our team will get back to you typically within a few business hours.
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