Ardent Capital Group is a Sydney-based finance brokerage and a team of property finance specialists. Since 2016 we have helped business owners and investors across Australia buy, refinance and develop commercial property. We arrange the commercial finance that supports it, with honest guidance and a structure built to fit.
How we work
The Ardent method
Strategy & execution
We engineer outcomes, not just approvals: the right lender, the right structure, the right timing. Strategy and execution is where our expertise thrives.
Clear advice for smart lending
Straight advice that helps you borrow smart and decide with confidence.
Wealth creation
Finance is the tool, not the goal. We structure today's deal to build toward where you want to be tomorrow. Our team continues to support you after settlement.
1,000+Loans and refinances settled since 2016
Nearly a decade structuring commercial finance for business owners and investors right across Australia.
$2B+In loans facilitated
From owner-occupier premises to construction funding: sourced, structured, and settled.
Access to over 60+ banks and non-banks
ANZ
Bankwest
Bluestone
Bank of Queensland
Commonwealth Bank
Firstmac
ING
Macquarie
NAB
Pepper Money
Suncorp Bank
Thinktank
From the director
We prioritise clear advice and lasting relationships above all else.
As a business owner for many years, I know how hard it is to build something from the ground up. That's why we focus on longevity and sustained growth through finance. Many of our clients started as small sole traders and have grown into serious operators with big teams. That's what matters to us.
Our business is built around what our clients need and want. We put the right specialists in front of you to deliver expert support and genuine service, and our network reaches well beyond finance and wealth creation.
We project manage the other parts of your finance and property purchase too, drawing on deep relationships with trusted conveyancing, accounting, buyer's agent and realty professionals. That lets us focus on giving you quality, strategic finance guidance.
We are based in Sydney and operate Australia-wide. Our team of 10 brokers has facilitated over 1,000 loans since the company's inception.
We get into the detail of your situation, what you own, what you earn, where you want to be, and structure finance that actually fits.
Nick Chong
Director & Founder
Founded Ardent Capital in 2016 after more than a decade in financial planning and mortgage broking. His economics background, and years spent training and managing brokers, means he approaches every deal with both strategy and rigour. Bachelor of Agricultural Economics, Master of Applied Finance, Advanced Diploma in Financial Planning.
Meet the Ardent team
Nick Chong
Director & Founder
Holly Brogan
Mortgage Specialist
Jason Chong
Mortgage Specialist
Kevin Nguyen
Senior Mortgage Adviser
April Zapf
Broker Support Officer
David Le
Senior Mortgage Adviser
Sean Tang
Senior Mortgage Adviser
John Zapf
Credit Analyst
Chris Makomaski
Strategic Consultant
Timothy Lou
Project Solutions Manager
Strategic thinking on a commercial deal
Nick is highly strategic, and highlighted a structure that other brokers I spoke to didn’t even know of…
Priscilla
A clear picture of the market
Dealing or confiding with Nick and his team in commercial or residential lending will give you a clear picture on the current market…
Samuel Sitthidah
Tireless work on a complex case
Despite our complex case, they worked tirelessly to ensure it was a smooth and stress-free process for us…
Will D
I have found my staple broker
I’ve used a few brokers in the past but have now found my staple. Thanks to Nick, Jason and the Team, love your work!
Ben
The best broker I have ever worked with
Always available, always fitting around my schedule, late into the evening, and always with a smile. The hardest working man in the industry…
Owen Kang
Asked what I needed, not what suits them
Nick and the team made me feel at ease, guided me through the process, and really asked what it is that I needed rather than what benefits them…
Lennard Pangilinan
Straight answers, and things get done
Nick doesn’t beat around the bush, is flexible enough to work after hours, and gets things done, when he says they will be done…
Ben N
Complex situations, multiple vendors
Helping me and my partner purchase my first investment property, working through complex situations with multiple vendors…
Daniel Csillag
If I could give 6 stars I would
They made the whole process so seamless. Nick and Jason are always only a phone call or email away, and true to their word…
Klia S
A better deal, even at their own cost
Super responsive, answered all my questions. Found me an even better deal halfway through the process even though it meant more rework for them…
Oscar Cai
Experts in the field, genuinely supportive
They are experts in the field. You will be supported along the way with fast turn around times and open communication. High quality service 5/5!
Jason W
Strategic thinking on a commercial deal
Nick is highly strategic, and highlighted a structure that other brokers I spoke to didn’t even know of…
Priscilla
A clear picture of the market
Dealing or confiding with Nick and his team in commercial or residential lending will give you a clear picture on the current market…
Samuel Sitthidah
Tireless work on a complex case
Despite our complex case, they worked tirelessly to ensure it was a smooth and stress-free process for us…
Will D
I have found my staple broker
I’ve used a few brokers in the past but have now found my staple. Thanks to Nick, Jason and the Team, love your work!
Ben
The best broker I have ever worked with
Always available, always fitting around my schedule, late into the evening, and always with a smile. The hardest working man in the industry…
Owen Kang
Asked what I needed, not what suits them
Nick and the team made me feel at ease, guided me through the process, and really asked what it is that I needed rather than what benefits them…
Lennard Pangilinan
Straight answers, and things get done
Nick doesn’t beat around the bush, is flexible enough to work after hours, and gets things done, when he says they will be done…
Ben N
Complex situations, multiple vendors
Helping me and my partner purchase my first investment property, working through complex situations with multiple vendors…
Daniel Csillag
If I could give 6 stars I would
They made the whole process so seamless. Nick and Jason are always only a phone call or email away, and true to their word…
Klia S
A better deal, even at their own cost
Super responsive, answered all my questions. Found me an even better deal halfway through the process even though it meant more rework for them…
Oscar Cai
Experts in the field, genuinely supportive
They are experts in the field. You will be supported along the way with fast turn around times and open communication. High quality service 5/5!
Jason W
Your finance partner at every stage.
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Ardent Capital Team · Typically replies within a few hours
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